VLCT's Risk Management Services division provides insurance, benefits and safety and health programs designed with the needs of Vermont's municipalities in mind. Click on any of the programs for more information and resources.
Health Trust
- Health
- Dental
- Vision
- Group Life and Disability
- Long Term Care
- Cafeteria Plan
- COBRA
- Wellness Initiatives
PACIF
- Workers’ Compensation
- Property
- Automobile
- Liability
- Safety and Health Promotion
- PACIF Online University
- Employee Assistance Program
- HRSentry Personnel Program
