The VLCT Health Trust, Inc. was formed in 1982 to allow municipalities to offer quality health insurance to their employees at group rates.
The Trust purchases group medical insurance from CIGNA. VLCT Member Relations and benefits administration staff serve as a liaison between members, their employees, CIGNA, and our third-party billing vendor. Members of the Trust can also participate in other Trust programs: Group Life and Disability, Dental, Vision, Long Term Care, Cafeteria Plan, COBRA Administration, and Employee Assistance. Wellness programs, including the Leader, are also available to members through VLCT's Safety and Health Promotion division.
For more information, please contact Member Relations at 1-800-649-7915 or e-mail Susan Benoit, Inside Member Relations Representative. We look forward to working with you to develop a comprehensive benefit program for your employees.
Resources - CIGNA
VLCT Summary Plan Descriptions
Click the link above to view Summary Plan Descriptions for all VLCT Health Trust sponsored CIGNA Health Care plans.
CIGNA (off-site link)
The general CIGNA Website. Includes the Find a Doctor feature.
MyCIGNA.com (off-site link)
Conveniently view the status of your claims and deductibles. You may also search for health information and take a personal health risk assessment.
CIGNA Enrollment/Change Form
Please return this form to the address or fax number indicated on the bottom of the form. For further information, contact your VLCT Member Relations Representative at 1-800-649-7915.
CIGNA Durable Medical Equipment Provider (APRIA) Memo, 6/5/07
Memo to members from VLCT Member Relations Manager Larry Smith.
List of Prescription Drugs Requiring Prior Authorization, 4/08
CIGNA Healthcare's prior authorization drug list.
Audio Library Catalog
List of topics and codes for CIGNA's 24-Hour Health Information Line's Audio Library.
Resources - General
Federal Health Reform Q & A (on-site link)
Explanations of how the U.S. Patient Protection and Affordable Care Act (PPACA) affects municipal goverments.
2010 Health Rates, Groups under 50
2010 Health Plans Comparison
2009 Medicare Advantage Health Plans Comparison
Health FAQs (on-site link)
Frequently asked questions about the VLCT Health Trust's health insurance plans.
Request Information (on-line form)
Please fill out this How Can We Help You Form for more information about our health insurance programs.
Health Trust Retiree Policy
VLCT Health Trust policy on extending health insurance coverage to municipal retirees. Adopted September 7, 2006.
Resources - Medicare
Coming soon - updated Medicare disclosure and employee notification forms for use by Health Trust members.
