Liability

The VLCT PACIF Liability Program provides coverage for any claim in which someone is alleging damage to their person or personal property as a result of negligence by the municipality or a municipal employee. Examples of these claims are sewer back ups, slip/trip and falls on municipal property or sidewalks, wrongful termination, harassment, and pot hole claims. For answers to coverage questions or for more information on liability coverage, please contact Vicky Abare, Senior Underwriting Assistant.

To download a copy of our General Liability Accident Report, please visit our Claim Reporting and Insurance Forms page. If an incident has occurred which requires filing a claim, please contact Trisha Clark, Administrative Assistant, Claims.

Resources

• Liability Coverage FAQs
  Frequently asked questions about VLCT PACIF's liability coverage program.
• Liability Accident Report (pdf)
  The VLCT PACIF Liability Accident Claim Form from our Customer Service Forms page.
• Liability Hold-Harmless Agreement (pdf)
  This form should be used when your municipality hires a subcontractor. Please contact a member of our Underwriting team with any questions.
• VLCT PACIF Model Police Policies and Online Training (website)
  Employees of current PACIF member police departments can use their unique username and password to log in for the latest information and training on the topics that most often involve liability issues.
• TULIP Information and Instructions (pdf)
  A Tenant User Liability Insurance Policy is appropriate for individuals or organizations who use municipal property for a special event but do not have other liability coverage to protect the municipality and themselves from third-party suits.
• TULIP Quotes and Contracts (off-site link)
  Tenant users can use this site to purchase TULIP coverage.