The VLCT PACIF Liability Program provides coverage for any claim in which someone is alleging damage to their person or personal property as a result of negligence by the municipality or a municipal employee. Examples of these claims are sewer back ups, slip/trip and falls on municipal property or sidewalks, wrongful termination, harassment, and pot hole claims. For answers to coverage questions or for more information on liability coverage, please contact Vicky Abare, Senior Underwriting Assistant.

To download a copy of our General Liability Accident Report, please visit our Claim Reporting and Insurance Forms page. For more information about how to file a claim, please visit our Claim Reporting Tips page. If you have remaining questions, please contact Trisha Clark, Administrative Assistant, Claims.