The VLCT Employment Resource and Benefits (VERB) Trust contracts with Northeast Delta Dental to help VLCT members provide their employees with either a low-cost, high-value Group benefit administered by the employer, or access to cost-effective Individual Direct plans. Both approaches provide coverage that dovetails with the dental portion of the health insurance plans of Vermont Health Connect (VHC).
Group coverage has six plan options, and orthodontic riders are available. The group chooses to participate on either a fiscal year basis (July 1 through June 30, with Open Enrollment the previous May) or a calendar year basis (January 1 through December 31, with Open Enrollment the previous November). Coverage that can be initiated aside from open enrollment will be effective on the first day of the month after the necessary paperwork is submitted to Northeast Delta Dental.
Individual Direct coverage has five plan options, one of which includes orthodontics. Employees pay monthly premiums directly to Delta Dental, and they can enroll to cover themselves and their spouse or family at any time of year (although rates are adjusted at the start of every calendar year). Find more information under the heading "Individual Direct Coverage" below.
For more information and to sign up for either Group or Individual Direct dental benefits, please call 1-800-649-7915 and speak with Larry Smith, Manager, Member Relations (or email him at firstname.lastname@example.org), or Kelley Avery, Health Benefit Programs Administrator (or email her at email@example.com).
- VERB Trust Group Dental Plans Outline of Coverage (Benefit Chart)
Chart summarizing the Group dental benefits available through the VERB Trust.
- VLCT Health Trust Dental Plan Description (DPD) and Certificate of Insurance
The full definition of the Group dental benefits available through the VERB Trust.
- 2016-2017 Renewal Letter
Formal memo to employers about rates, the option to cover dependents up to age 26, and how to enroll.
- VLCT Group Dental Rates for 2016-2017 (fiscal year)
Monthly rates for VLCT Group dental plans and orthodontic riders, effective July 1, 2016 through June 30, 2017.
- VLCT Group Dental Rates for 2017 (calendar year)
Monthly rates for VLCT Group dental plans and orthodontic riders, effective January 1 through December 31, 2017.
- Employers Application for VLCT Group Dental Coverage
Municipalities not yet offering VLCT Group dental coverage should complete this form to initiate coverage.
- How To Complete Employers Application for VLCT Group Dental Coverage
Instructions for municipalities initiating VLCT Group dental coverage.
- VLCT Dental Employee Enrollment/Change Form
All groups should use this form to enroll or change coverage for employees, spouses, and dependents.
- Online Administrative Portal Group Authorization Form
Groups planning to use Delta Dental's new online administrative resources must designate specific users on this form and send it to Northeast Delta Dental.
- Online Administrative Portal Manual
Information for individuals who have been designated to use Delta Dental's online group admin resources.
- VLCT Dental Employee Termination Form
All groups: Use this form to terminate coverage for one or more employees. Coverage for their spouses and dependents will automatically be terminated as well.
- Dental FAQs (on-site link)
Frequently asked questions about the VLCT Health Trust's dental insurance plans.
- Request Information (on-line form)
Please fill out this How Can We Help You Form for more information about our dental insurance programs.
- Northeast Delta Dental (off-site link)
Northeast Delta Dental website
- Health Through Oral Wellness (HOW) flyer (PDF)
Flyer for employers to use to help subscribers, spouses, and dependents learn about Delta Dental's oral wellness program.
- Employee Payroll Stuffer #1: Don't Leave Money on the Table (PDF)
Two-sided page for employers to print and cut in thirds, then enclose with employees' payroll records. This one urges employees to make full use of their group dental preventive benefits.
Individual Direct Coverage