The VLCT PACIF Property and Casualty Program has been tailored over time to address the particular coverage needs of Vermont municipalities. Coverages include:
- Property (including flood and earthquake)
- Crime and Fidelity (including Faithful Performance)
- Equipment Breakdown
- General Liability
- Auto Liability and Auto Physical Damage
- Law Enforcement Liability
- Uninsured/Underinsured Motorist
- Employment Practices Liability
- Public Officials Liability
- Cyber Coverage
We complement our customized coverages with:
- Limits and sublimits that are higher than those normally found elsewhere
- Expert local staff who understand municipal exposures
For additional information, contact Larry Smith, Manager, Member Relations.