You are here

The VLCT PACIF Property and Casualty Program is reviewed annually to ensure that our coverage and limits meet the needs of our municipal members. Coverages include:

  • Property (including flood and earthquake)
  • Crime and Fidelity (including Faithful Performance)
  • Equipment Breakdown
  • General Liability
  • Auto Liability and Auto Physical Damage
  • Law Enforcement Liability
  • Uninsured/Underinsured Motorist
  • Employment Practices Liability
  • Public Officials Liability
  • Cyber Coverage

We complement our customized coverages with:

  • Limits and sublimits that are higher than those normally found elsewhere
  • Expert local staff who understand municipal exposures
  • Assisting members in collecting from third parties for non-covered claims
  • A willingness to examine coverage language in an attempt to find coverage, rather than deny it as commercial carriers will often do
  • The PACIF Policy Portal, which provides members with self-service capabilities.

For additional information, contact Kelly Knotek, Senior Underwriter.