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The VLCT PACIF Property and Casualty Program has been tailored over time to address the particular coverage needs of Vermont municipalities. Coverages include:

  • Property (including flood and earthquake)
  • Crime and Fidelity (including Faithful Performance)
  • Equipment Breakdown
  • General Liability
  • Auto Liability and Auto Physical Damage
  • Law Enforcement Liability
  • Uninsured/Underinsured Motorist
  • Employment Practices Liability
  • Public Officials Liability
  • Cyber Coverage

We complement our customized coverages with:

  • Limits and sublimits that are higher than those normally found elsewhere
  • Expert local staff who understand municipal exposures

For additional information, contact Larry Smith, Manager, Member Relations.

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