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The VLCT PACIF Property and Casualty Program has been tailored over time to address the particular coverage needs of Vermont municipalities. Coverages include:

  • Property (including flood and earthquake)
  • Crime and Fidelity (including Faithful Performance)
  • Equipment Breakdown
  • General Liability
  • Auto Liability and Auto Physical Damage
  • Law Enforcement Liability
  • Uninsured/Underinsured Motorist
  • Employment Practices Liability
  • Public Officials Liability
  • Cyber Coverage

We complement our customized coverages with:

  • Limits and sublimits that are higher than those normally found elsewhere
  • Expert local staff who understand municipal exposures

For additional information, contact Larry Smith, Manager, Member Relations.

Resources

PACIF Advice on Cybersecurity

PACIF members often ask what are the most important things they can do to reduce the likelihood of a successful cyber attack, security breach, or system disruption

Recruitment and Hiring

Lawful and effective recruitment and hiring practices are key to any employer’s success.

Guidance for Safe Playgrounds

Play is critical for c

EPL Referral Program

Making employment decisions can be challenging, and uninformed decisions can result in expensive employment practice liability (EPL) claims.

Model Contracts for Facility Use

Allowing private groups or individuals to use public facilities can increase a municipality's exposure to risk in many ways.

All Resources