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The VLCT PACIF Property and Casualty Program is reviewed annually to ensure that our coverage and limits meet the needs of our municipal members. Coverages include:
- Property (including flood and earthquake)
- Crime and Fidelity (including Faithful Performance)
- Equipment Breakdown
- General Liability
- Auto Liability and Auto Physical Damage
- Law Enforcement Liability
- Uninsured/Underinsured Motorist
- Employment Practices Liability
- Public Officials Liability
- Cyber Coverage
We complement our customized coverages with:
- Limits and sublimits that are higher than those normally found elsewhere
- Expert local staff who understand municipal exposures
- Assisting members in collecting from third parties for non-covered claims
A willingness to examine coverage language in an attempt to find coverage, rather than deny it as commercial carriers will often do - The PACIF Policy Portal, which provides members with self-service capabilities.
For additional information, contact Kelly Knotek, Senior Underwriter.