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The VLCT PACIF Property and Casualty Program has been tailored over time to address the particular coverage needs of Vermont municipalities. Coverages include:

  • Property (including flood and earthquake)
  • Crime and Fidelity (including Faithful Performance)
  • Equipment Breakdown
  • General Liability
  • Auto Liability and Auto Physical Damage
  • Law Enforcement Liability
  • Uninsured/Underinsured Motorist
  • Employment Practices Liability
  • Public Officials Liability
  • Cyber Coverage

We complement our customized coverages with:

  • Limits and sublimits that are higher than those normally found elsewhere
  • Expert local staff who understand municipal exposures

For additional information, contact Pam Blouin, Senior Underwriter.

Resources

Why & How To Protect Against Ransomware

With many employees working remotely during the COVID-19 response, their employers' networks and information systems are exposed to a much higher risk of hacking and ransom

Volunteer Risk Management

Several members have asked whether grassroots volunteerism is covered by PACIF, while others are already working with volunteers.

Cybersecurity Handouts for Employees

Use these infographics to help employees understand and remember how to be vigilant against cyber-based crimes and risks.

PACIF Advice on Cybersecurity

PACIF members often ask what are the most important things they can do to reduce the likelihood of a successful cyber attack, security breach, or system disruption

Recruitment and Hiring

Lawful and effective recruitment and hiring practices are key to any employer’s success.

All Resources